Main characteristics
- Location
- Stockton-on-Tees, County Durham
- Company
- Paul Card Recruitment
- Employment type
- Full Time
- Category
- Finance
Job summary
Our client is responsible for investing Northern Powerhouse Investment Funds into SMEs in the North of England. Their Investment Team is mandated to target new business, which following drawdown get passed to their Portfolio Team to manage. The sourcing, appraising and completion of loans from £100,000 to £750,000 is the fundamental purpose of the Investment Team.The post holder will need to build close working relationships internally and with external business introducers and service providers in order to generate strong flows of new opportunities to the team, as well as assessing the credit risk of lending proposals with a view to taking these forward to completion. A comprehensive knowledge of their products and the market will be expected to be built-up over time, as well as a new introducer base for deal flow into the team.
The post holder will have well developed interpersonal and problem-solving ability. Good financial assessment skills, attention to detail and a proactive, hands-on approach are also essential prerequisites for this role.
Main duties and responsibilities
Contribute to the Investment Teams financial target, playing a key role in delivering timely and excellent customer service;
Identifying opportunities for funding, carrying out financial analysis and making sound commercial decisions via detailed sanction reports for the Line Manager / Fund Director;
Understand and assess underlying cashflow assumptions and comment on the risks associated with these and suggest and conduct appropriate sensitivity analysis;
Take responsibility for the creation of covenants and the setting of limits. Liaise closely with portfolio teams as appropriate;
Appraise investment proposals as deemed appropriate by Line Manager / Fund Director;
Assist in the assessment and completion of due diligence and assess risks attendant with aspects of each investment.
Conduct thorough and robust management, financial and commercial due diligence when considering investment opportunities;
Prepare sanction reports for credit sanction and present findings to Investment Committee;
Fully understand and be involved in, the negotiation of commercial terms and translate these in to legal instructions;
Liaise with external due diligence providers, scoping work assignments and negotiating best value for money for customers;
Essential skills and Experience
Relevant professional qualification such as ACA/ ACCA and relevant industry experience in banking or accountancy.
Self-motivated with the ability to take a proactive approach and work efficiently without supervision. Comfortable in dealing with time critical client sensitive work;
The ability to prioritise and organise work under pressure and meet targets. Drive and determination to complete work to a consistently high standard;
Good communication, influencing and interpersonal skills. Strong problem-solving skills;
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